How Can I Afford Adoption?

The cost of adoption can be intimidating for many families, but should never deter you from your decision to expand your family . In addition to generous tax credits from the IRS, families that choose adoption may be entitled to additional benefits through their employers, low interest loans and grants. Many programs that subsidize adoption are affiliated with certain interest groups or religious organizations. A few well-known options are:

The Hebrew Free Loan Association
The National Adoption Foundation
The Oxford Adoption Foundation, Inc.

Ask friends, family, doctors and clergy in your area: you never know who will lead you to a little-known, local, funding source.

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